UK: Disability benefits (UC, ESA and PIP) - news and updates 2024 and 2025

Whilst the rent allowance does cover the cost of social housing depending on your property size, the bedroom tax was brought in 2013, which means you may have to pay either 14% or 25% of your basic UC allowance towards your rent. That puts many long term sick and disabled claimants at risk of homelessness. II was in that position when they first brought this in, until I was awarded my PIP. In my area there isn't even any one bedroom social housing properties available, they never built them. So all the old people/disabled bungalows are 2 bedroom properties, now given to young families.

Yep, I had to pay that for six years.

I was offered a one-bedroom bungalow first, but I have two big powered wheelchairs and there was nowhere to put them, so I had to go for a two-bedroom property on the same development. I paid £90 a month in rent for a room barely bigger than a double bed, which had to come out of my PIP daily living payment.

£90 a month for a new bungalow doesn't sound much when people are paying £1500+ to rent freezing, mould-ridden flats in London, but it's a big chunk of your income when you're on means tested benefits.

Thankfully it ends at state pension age. Not having to find that money every month has made a lot of difference.
 
Yep, I had to pay that for six years.

I was offered a one-bedroom bungalow first, but I have two big powered wheelchairs and there was nowhere to put them, so I had to go for a two-bedroom property on the same development. I paid £90 a month in rent for a room barely bigger than a double bed, which had to come out of my PIP daily living payment.

£90 a month for a new bungalow doesn't sound much when people are paying £1500+ to rent freezing, mould-ridden flats in London, but it's a big chunk of your income when you're on means tested benefits.

Thankfully it ends at state pension age. Not having to find that money every month has made a lot of difference.
Ah, yes. I underestimated the amount that has to be paid. It's 14% (I bedroom underoccupancy) or 25% (2 bedroom underoccupancy) of the total social rent, not the basic UC allowance. Social rent has increased a lot since the bedroom tax was brought in. Many 2 bed social housing in my area is still around £500-600 per month,. which means tenants could be paying £150 a month or more out of their basic UC amount. Obviously this is much more in the London area (although there are likely to be more one bed flats available there).

Council housing is cheaper than the housing association rent, but 2/3rds of the original council housing stock across the country was transferred to private housing associations over the last few decades. I believe that was a Labour initiative too, under Tony Blair. I read recently that Angela Rayner is working out how to increase the lower social rents so they match the higher social rents. Which will throw many more low income people further into poverty (if they are subject to the bedroom tax), increase the housing benefit bill (so increase antagonism towards those receiving benefits) and mean many working social housing tenants will be paying much more in rent.

Also, with UC you have to be in receipt of PIP to get the allowance for an additional bedroom for an overnight carer, whereas with ESA you could provide other evidence (such as a GP note or a social care plan) that you required this help. So PIP will now be the only gateway for this allowance for working age people. I also read now and again the government floating the idea of applying the bedroom tax for pension aged social tenants, but I'm not sure that would ever get through.
 
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The thing that has driven me mad with almost all the coverage including by government ministers is they keep talking about PIP as if it were income to live on for people not working, with part of the solution to get more people off it and into work.

That is wrong. It's an allowance to help cover the extra costs of daily living for people who need help to do ordinary activities and includes people who need things that cost money in order to be able to work. It used to be called Disability Living Allowance, which I think was clearer.

It's only the daily living component they are talking about cutting and making much harder to get. Yet even at maximum rate it only covers the cost of a few half hour carer visits a week.
Yes, PIP hasn't increased in line with the national minimum wage or National Insurance increases, or the cost of fuel and transport., just the RRP based on the month of September each year. This means the amount of hours of care a claimant can pay for from it has reduced every year. I think the enhanced rate of care would pay for a maximum of 4 hours of agency care where I live, probably less as I think they charge more for rural locations. No one will provide private care on a self-employed basis here as it's too rural, the nearest bus stop is a few miles away.
 
The excellent Clare again (@ClrBlwrs)

Clare:
'The government used a 2006 biopsychosocial paper by Gordon Waddell to justify benefit cuts'


Clare:
'At the bottom of the page is a list of sources used as evidence.The first is:Is work good for your health and well-being? An independent review – http://GOV.UK (http://gov.uk), published January 2006By Gordon Waddell'




'Is work good for your health and well-being? An independent review'






 
Also, with UC you have to be in receipt of PIP to get the allowance for an additional bedroom for an overnight carer, whereas with ESA you could provide other evidence (such as a GP note or a social care plan) that you required this help.

It's iniquitous that no allowance was made for people who don't need overnight care but are completely dependent on large pieces of equipment.

Anyone watching me manoeuvring an outdoor powerchair inside a social housing-sized home would immediately see that not only is it a big item that takes up a lot of space, three or four times that amount of space has to be left clear before I can turn it and move it around. The idea I could keep it in the sitting room or my bedroom is ridiculous; I need furniture in those rooms. The only other space big enough and clear enough to store it is the wetroom, but it would mean I couldn't use it as a wetroom.
 
Another update from Benefits & Work today on what has changed since last night's vote. I've just picked out a short paragraph on implications for current UC claimants:

Universal credit

New universal credit (UC) health element claimants from April 2026 will still see their UC health element almost halved and frozen.

Existing claimants were already protected in the bill from the cut to the UC health element and in a further concession they are to be protected from the freeze.
 
AfME have published a position statement on the bills passing. It explains why several APPG members voted for (apparently in order to remain engaged in the Timms review)
 
The thing that has driven me mad with almost all the coverage including by government ministers is they keep talking about PIP as if it were income to live on for people not working, with part of the solution to get more people off it and into work.

That is wrong. It's an allowance to help cover the extra costs of daily living for people who need help to do ordinary activities and includes people who need things that cost money in order to be able to work. It used to be called Disability Living Allowance, which I think was clearer.

It's only the daily living component they are talking about cutting and making much harder to get. Yet even at maximum rate it only covers the cost of a few half hour carer visits a week.
yes as I said a while ago, and they keep saying it.
 
From this article on the benefits and work website

The bill only covers those three issues. Every other proposal, such as the abolition of the WCA, the proposal to amalgamate contributory ESA and JSA into a single time limited contributory benefit ... They will all require separate legislation of their own.

Yikes, does anyone know anything about this???!!

I hadnt heard of it. I've been on CB ESA since approx 2012 without any income related component. I hope they're not planning to scrap it/make it time limited.

Does anyone know where I can find out more about this bit?
 
It's iniquitous that no allowance was made for people who don't need overnight care but are completely dependent on large pieces of equipment.

Anyone watching me manoeuvring an outdoor powerchair inside a social housing-sized home would immediately see that not only is it a big item that takes up a lot of space, three or four times that amount of space has to be left clear before I can turn it and move it around. The idea I could keep it in the sitting room or my bedroom is ridiculous; I need furniture in those rooms. The only other space big enough and clear enough to store it is the wetroom, but it would mean I couldn't use it as a wetroom.
Yes. I think some people in this situation appealed the bedroom tax when it was first brought in, but I don't think they succeeded (they appealed on the basis that their 'spare room' had never been used as a bedroom, rather only for storage of disability equipment). Many people think council houses have large rooms, but only a very few do. In particular most of the bungalows are tiny. I've been keeping my eye out for a rural one for a possible mutual exchange, but none have been suitable. I'm better off staying in my 2 storey semi-detached which has a large flat garden and drive. Most of the bungalows also have steps up to the front door and/or the garden, so they were never really designed with disabled (or even old...) people in mind!

Most social housing doesn't even have a private drive and parking is difficult. Most do not have a garage or room to build one. Motobility are going over to only offering electric vehicles, so that is going to make it even more difficult for disabled people on the scheme in coming years.
 
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I hadnt heard of it. I've been on CB ESA since approx 2012 without any income related component. I hope they're not planning to scrap it/make it time limited.

Does anyone know where I can find out more about this bit?

I hadn't either.

But even if it goes ahead, it won't automatically affect existing claims. Not only because there'd be pushback, as on the other ridiculous ideas, but because the government's not daft. C-ESA is really cheap compared to I-ESA or UC with the health element.

The point of it seems to be to stop as many people as possible staying on it for long periods, because as we know, removing people's incomes makes their disabilities vanish into thin air. Poof! But the spell probably won't work as well on people who didn't get the magic wand waved at them soon enough.

Ugh. There's no point telling people not to worry because everybody's worried sick already, but there's not much we can do until we know what we're up agin.
 
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